Okay, I’ll say it: I’m a mutt. I’m half Filipina and half white. You’ll have to forgive my political incorrectness and jokes…Asians have a racist sense of humor and we’re allowed to get away with it to some degree. My mother is full Asian and my father is a total white guy: black hair (what’s …
Okay…so now you think you know what you want. What’s next? Location, location, location. I asked my favorite tattoo artist what she recommended as far as the locale of one’s first tatt. She has two pre-teen daughters, so she had a ready answer: back of the shoulder. This is a great location because when you’re …
Thinking of getting a tattoo? Kim Kardashian famously said, “Don’t put a bumper sticker on a Bentley.” I get her meaning and let’s face it– Kim K. makes millions on her bumper-sticker-free body. I don’t. I love self-expression and the story behind many tatts are heartwarming and meaningful. The best part is that it’s not just for …
Attempting to understand how the bond market works can be confusing at first. Many people are confused by the various terms associated with bonds, such as “yield” and “price”. Most do not understand the differences between the two. However, understanding this difference is key in comprehending how the bond market works. Bond Market Fluctuations Although …
In order to form an effective bond investing strategy one needs to understand the varying characteristics of the different kinds of bonds. The main types of bonds are categorized by what type of entity issues the bonds. The main types of bond issuing entities in the United States are the U.S. government, city governments and …
In the last article, I briefly discussed atheism and its inability to give reasonable answers to life’s questions. As stated before, atheism cannot explain how the universe came into existence, how life began, why we are here, where we came from, what is the basis for morality, and what is our destiny. Atheism answers none …
The yield curve is a graphical representation of the relationship between fixed-income securities yields and the time it takes to reach maturity. Yield is the interest rate on fixed-income securities which can include various financial instruments such as government bonds or futures contracts. Usually investors want to make sure that the yield retains profitability until …
Scientific Atheism has permeated much of our society and is, in my opinion, the system of thought that attacks the Christian faith more than any other. In our day there are many well-known Darwinists who are very antagonistic against Christians such as Richard Dawkins who stated, “Faith is the great cop-out, the great excuse to …
Hello, Stuff. I wanted to let you know that you’ve been great. When you were Paddle Ball and we paddled for hours while watching TV until the ball detached and we broke Mom’s vase? That was fun. When you were the big unicorn I won at the carnival after spending fifty bucks–that was awesome! We …
My kids know I have no problem delegating. I’m not being lazy, I just feel that there is a lot of good that comes out of teaching your kids to pitch in. They understand that making the mess is way more fun than cleaning it. I have learned over the years that my children had no …
Time to clean house…literally. Thought it was a hot-button topic, right? Not this time! Today, I’ll pass on some ways to efficiently clean your house. As my houses got bigger and the amount of kids I had grew to enormous proportions (okay…just four), I had to learn how to keep up with clutter and filth. …
Okay, I’m just being dramatic. Dottie didn’t save my life but she sure has made it better. I often joke that Dottie is, “…the best $200 I ever spent!!”. We had just moved to Georgia from Germany. I had a dog already–Sheriff. He is a mess. A lovable, sometimes-I-want-to-strangle-him mess. As we were settling into …
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“‘For this I have been born, and for this I have come into the world, to testify to the truth. Everyone who is of the truth hears My voice.’ Pilate said to Him, ‘What is truth?’”-John 18:37-38 “What is truth?” This is the question of the ages and, specifically, the question that Pilate posed …
I don’t care how many kids you have, how frazzled your are, or how things were for YOU growing up…one thing I have learned over the years is that spanking is not okay. Before you decide to teach me a lesson, let me give you some food for thought: Spanking promotes mistrust from our children. …
“Age ain’t nuthin’ but a number”, right? Turning thirty didn’t bother me. Turning forty made me squirm a little but ultimately I decided, “I look all right–I don’t need to panic yet”. Two years later, with the Big 4-2 looming overhead I am still not panicking. I’m sure that will kick in at some point …
“This is eternal life, that they may know You, the only true God, and Jesus Christ whom You have sent.”-John 17:3 One question, as believers, that we all must ask ourselves is, “How much time do I spend in God’s word?” This answer to this question is vital. It is vital because it is from …
Bonds are a method which companies and governments use to obtain funding. Bonds are essentially a loan from the owner of the bond to the issuer of the bond, a company or a government. One can also view a bond as similar to an IOU given to the lender which in this case is the …
Forex traders look at charts in an attempt to spot underlying trends or patterns in order to potentially predict future movements in currency markets. However, this can be challenging with the various erratic market fluctuations. Some of the causes of these fluctuations are anomalies which are not really a part of the general overall structure …
“For I consider that the sufferings of this present time are not worthy to be compared with the glory that is to be revealed in us.”-Romans 8:18 The idea of suffering is a difficult subject to address in the lives of those enduring difficult situations. It is a common occurrence, it seems, when people …
Stocks and bonds are two of the most commonly utilized financial investment vehicles. However, bonds and stocks are structured differently which creates different risk and reward qualities. Investors need to understand these differences in order to have the proper balance between the two assets in order to fit the person’s individual investment objectives. Debt vs. …
I’m not the best Mama on the planet. I don’t greet my kids at the door with a batch of cookies after they come home from school. I’m not a very good Florence Nightingale when they’re suffering colds or flus. I’m less Jane Wyatt and more Sharon Osbourne. I know that might make the Stepford …
It would take one strong umbrella to withstand the weight of falling cats and dogs…and what are the chances of Wilbur sprouting wings and taking flight? These are just a few expressions that have become part of our everyday speech. Welcome to the intriguing land of idioms! Merriam-Webster defines idioms as, “an expression that …
Alright, Military Brat–are you feeling better about your experiences? We’ve covered the heavy-duty stuff you will have to go through, like being responsible while Mom and/or Dad are deployed. But we’ve also started talking about the great aspects of being a military brat. Let’s continue looking at those silver linings. You now can adjust …
Demand in the global markets for a currency is a key driver of price valuations in forex. One of the main indicators of demand for a currency is the amount of exports versus imports into and out of a country. Therefore, trade balance reports from a country are important for forex traders attempting to forecast …
Commodities play a key role in forming forex market valuations for particular currencies. Forex traders put heavy emphasis on commodity prices when valuing currencies of countries that are heavily dependent upon commodities exports to drive their economies. This is also true for countries with economies that are heavily dependent on importing commodities. Currency and Commodities …
Technical analysis is a specific way of analyzing financial markets, such as forex markets, where the analysis only considers historical price action in order to form market forecasts. This is done by observing chart patterns as well as utilizing various types of computerized indicators. Forex traders find technical analysis useful for forecasting short-terms price fluctuations …
Chin up, Military Brat! I know that we glossed over quite a few things that make it hard to be the child of an Armed Forces parent, but there are some definite bonuses to growing up in the military. Let’s take each point of what makes it hard to be a military brat and find …
Let’s continue outlining what you need to do to be a military brat. We now know that at least one of your parents is a an active duty member of the Armed Forces. You’ve let go of the idea of growing up locally with your childhood BBF (Best Friend Forever) and you’ve opened your mind …
When people ask me where I’m from, I end up giving part of my life story. Why? I’m a military brat. Do I throw fits when I don’t get my way? Maybe. But “brat” in this sense is not a derogatory word. Instead it describes the children of full-time, active duty parents in the Armed …
Economists and analysts see increased industrial production as a sign of improving job growth in the industrial sectors of an economy. This in turn creates a stronger consumer base which spurs spending on services and products. Therefore, industrial production data has become an important indicator of possible inflation for forex traders. U.S. Industrial Production …
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